Calculate and wisely in spend money

Buys a requirement goods not have to do with cash means, this matter to anticipate sudden needed towards several funds that must to spend. If last years ago I think that to buys with credit method is not exact, evidently my method is false. With safe salary or profit from business to buy requirement needed time, so we must wait to had several fund to buy requirement which needed. Other, that methods feel difficult because we will face it disturbance from shopping desire.

But before, try to get a loan be better you must to calculate towards income which you get in every month, maybe from you salary or profit from your business. Because however if you want to get a loan or buy a requirement with credit method, your calculate must exact. If you calculate not exact, precisely you will trap with debt. If my personal, I will calculate and compared with 30:70. 30 was a several funds or bill that must to spend. Than 70 is fund that must to own as treasury fund or saving to anticipate if needed emergency money. And if had more than 30 percent from income, I’m not audacious to trying.

I don’t know what my calculation is true or not, but I has twice tried with this compare and no problem. Moreover, get a loan or maybe buys with credit method, we will more be motivated to get several funds to pay monthly bill that must paid. And if you had a business, you must to deposit several funds as your cash. Finance was matters that many times become a problem by everyone to get their wish. Including in buys the equipment or requirement as life supported or for business.

Although we often get lesson from education or experience about finance management, but many times be forget with this matter which must to anticipate. Sometimes the realty not accordance with calculation us in several funds which must to spend. Need towards fund with emergency sometimes make us forced to get loan. Learn to control or learn to finance management was must to do, moreover if income us not stable. Calculate and had a wise attitude in spend money was a small matter which must to do, but often be forget.